Kwok Chan
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Kwok Chan
Loan Officer
Bio: I am committed to helping you buy or refinance homes with ease. I will work with you every step of the way to get the best loan with the support of the industry's best loan process and underwriting team. I am fluent in English as well as Cantonese and Mandarin.
Phone: (415) 999-2204
NMLS#: 2394051
License states: California
Spoken Language: English, Mandarin Chinese, Cantonese Chinese
Mortgage Rates
Why are our rates so low?
- 1. We shop dozens of the top lenders in real time to find you the best rate.
- 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
- 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.
Our Accomplishments
$12.2+
Billion in Closed Loans
6175+
866+
What makes us different?
Lenders
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Loan Factory
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Other brokers
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
