Kwok Chan
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Kwok Chan
Loan Officer
Bio: I am committed to helping you buy or refinance homes with ease. I will work with you every step of the way to get the best loan with the support of the industry's best loan process and underwriting team. I am fluent in English as well as Cantonese and Mandarin.
Phone: (415) 999-2204
NMLS#: 2394051
License states: California
Spoken Language: English, Mandarin Chinese, Cantonese Chinese
Mortgage Rates
Why are my rates so low?
- 1. I shop dozens of the top wholesale lenders in real time to find you the best rate with my pricing engine
- 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders
- 3. Our profit per loan is much lower than banks. I know that if we give you an amazing rate and term, you will share your experience with others
Our Accomplishments
28578+
Customers
$11.5+ billion
In Closed Loans
5304+
What makes us different?
Lenders
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Loan Factory
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Other brokers
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
