Kwok Chan

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

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Kwok Chan

Loan Officer

Bio: I am committed to helping you buy or refinance homes with ease. I will work with you every step of the way to get the best loan with the support of the industry's best loan process and underwriting team. I am fluent in English as well as Cantonese and Mandarin.

Phone: (415) 999-2204

NMLS#: 2394051

License states: California

Spoken Language: English, Mandarin Chinese, Cantonese Chinese

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Mortgage Rates

Why are my rates so low?

  • 1. I shop dozens of the top wholesale lenders in real time to find you the best rate with my pricing engine
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders
  • 3. Our profit per loan is much lower than banks. I know that if we give you an amazing rate and term, you will share your experience with others

Our Accomplishments

28578+

Customers

$11.5+ billion

In Closed Loans

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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